My mom is 70+ years old and has pre-existing medical conditions.
How can I find medical insurance for her in the USA?
She is not eligible for Medicare since she is not a US citizen, but she is a green card holder.
Is there any Medicaid program available for Texas or New Jersey which she could qualify for?
She would be eligible for both Medicaid and Medicare after being a permanent legal resident of the USA for 5 years; she doesn't need to be a citizen. For Medicare she would have to pay both Part A and Part B premiums.
There are few plans available to anyone over 65. Those that are available are more lenient with regards to pre-existing conditions because they won't cover those conditions for 24 months. Call a local agent to see what plans may be available in her area. Most agents don't work in this market so you may have to make many calls before you can find someone knowledgeable.
How can I find medical insurance for her in the USA?
She is not eligible for Medicare since she is not a US citizen, but she is a green card holder.
Is there any Medicaid program available for Texas or New Jersey which she could qualify for?
She would be eligible for both Medicaid and Medicare after being a permanent legal resident of the USA for 5 years; she doesn't need to be a citizen. For Medicare she would have to pay both Part A and Part B premiums.
There are few plans available to anyone over 65. Those that are available are more lenient with regards to pre-existing conditions because they won't cover those conditions for 24 months. Call a local agent to see what plans may be available in her area. Most agents don't work in this market so you may have to make many calls before you can find someone knowledgeable.
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Thanks for suggesting all these various health insurance options for this category of people. I will recommend all these options to my friends too who are currently looking for policy for their parents.
consulting insurance
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