Republicans supported the insurance companies who cried that a "public option" would have been unfair to them

I guess they think that being able to pull out of the "child only" insurance market is fair.

The insurance companies' concern that some parents refusing to cover children until they get sick is valid. So, establish an open enrollment period, where you can only sign up for insurance during that time frame.

Pulling out of the child-only insurance market sure isn't fair - to the children that is. But, Republicans aren't screaming about that.

Does that mean they're on the side of the insurance companies and not the children

Republicans by nature are always on the side of profit, the hell with who dies or suffers as a consequence.

When will the Insurance Lobby force us to have Medical insurance like the did Auto insurance

Forced auto insurance, seat belt laws, helmet laws, child safety seats, laws and regulations, all brought upon us by insurance companies who use government regulation to maximize their profits.
Isn't it only a matter of time before they get their friends in Washington to make Health Insurance Mandatory. Or is that the republican plan for reform

Reagan warned of obama and his kind, and I'm not referring to his race, He is a socialist, and health care is his door opener.

When will the Insurance Lobby force us to have Medical insurance like the did Auto insurance

Forced auto insurance, seat belt laws, helmet laws, child safety seats, laws and regulations, all brought upon us by insurance companies who use government regulation to maximize their profits.
Isn't it only a matter of time before they get their friends in Washington to make Health Insurance Mandatory. Or is that the republican plan for reform

Reagan warned of obama and his kind, and I'm not referring to his race, He is a socialist, and health care is his door opener.

What types of insurance does an event planner need?

I am interested in starting my own business from home as an event planner (no employees, just me). However, I am unsure about the insurance aspect of things.

I will possibly be organising events for a large company and they have told me that I am required to take out Public & Products Liability insurance and Personal Accident cover before I can start working on any of their events. Will the Personal Accident insurance cover my hospital bills if I injure myself? If not, what insurance does?

Could you please advise what type of insurance is required for a home-based event planner.

If there are any event planners out there could you please let me know what insurance you
have??
Call an insurance agent. They will know what insurance you need and how much it will cost. The insurance is to cover the people and items at the events you coordinate, not you personally.

How long is a insurance company required to give before they cancel your insurance

My insurance called me yesterday and informed me that they would be cancelling my insurance because I have rented my house to a group of students. They gave me two weeks to find new insurance before they cut me off. I'm having trouble finding someone who will insure us. If they cut my insurance, my bank will cancel my mortgage, and I guess that means I'd lose the house. Is this insurance company allowed to drop me in this manner. When we got the insurance two months ago there was nobody living in the house, but it was rental insurance. We never lied or anything, we were completely honest through the whole process.

most insurance policies range from 30 to 90 days on a cancellation for non payment.

You need to stop and read your policy carefully. If this is a home owners policy there is likely an exclusion for using the house as a business.

When you bought the insurance you were probably purchased it through an agent. He didnt care what you told him. all he wanted to do was sale the policy. It's the underwriter that now wants to cancel it.

Bottom line. I think that you have two options.
1. Purchase a commercial property insurance policy. (expensive but doable.)

2. Search around and find another homeowners insurance policy and buy 1M dollars worth of umbrella coverage.

I'd spend my time looking for option two. The minute you ask about an umbrella, agents will be knocking your door down.

Buying a bike after bankruptcy. How much will the bankruptcy affect my monthly payments and insurance?

I want to buy a 2008 Suzuki Burgman 400cc scooter, (can't use a motorcycle, leg problems). The bike costs about $6k. My credit score is 640 right now, which isn't half bad. But on the other hand, I filed for chapter 7 bankruptcy in april 2009, which will probably affect my interest rate. I got a low balance credit card 6 months ago to help me rebuild my credit and credit score. Seems to be working (old score used to be 560).

Money is a bit tight though right now because I'm also trying to get myself a college degree. Did the idiot thing and dropped out years ago. I'm paying cash right now, but once I get my gpa back up to par, I can get financial help from fafsa. When that happens, I'll need a vehicle. I do distance education at the moment, but some of the courses will unfortunately be on-campus. Also I've heard that even with D.E., some instructors still like you to come in for labs, lectures, etc once in a while. So I need something more reliable than having to borrow a vehicle off my friends and family. I think I can afford a cheap vehicle if I plan it just right. But I need to factor in the monthly payments and insurance costs first to decide whether I can really afford it.

On rough average, How much do you think the bike payments and insurance payments would run me per month

What conditions exist in the various professions, other than criminal justice professions, that contribute to?

Consider the business and corporate sectors, medical professions, religious authorities,

retail establishments, construction industry, insurance industry, banking, education,

professional sports, research, pharmaceutical companies, and politics. Do you believe

that American society as a whole is predisposed to ethical or unethical behavior. What

may be done to reduce ethical violations among professionals.

Is education insurance the best way to save for a child's education?

Investing in education insurance is the best way to save?

Probably Yes. Education Insurance is same as Child Plans. It helps you invest for the future of your child's education. I would recommend that you are looking to invest in a child education plan, dont hesitate. Education insurance also helps parents to concentrate on other aspects of education other than the finances.

I would personally suggest that you check out Aviva New Young Scholar Plan if you are looking to invest as its quite detailed and give you benefits in terms of attractive returns and loads of other stuff which you can find on their website.

Education of a child is the most important thing which parents should not take it easily. And only by saving at the earliest can you ensure that no financial troubles happen in the future.

child education insurance

Why should I bother investing in a child education insurance plan for my baby? How important is it?

Well, I think that insurance as an investment tool is mostly a bad idea - you'll do better investing the money on your own.

As far as how important is education, to some people, not at all.

Personally, I feel that food, clothing, shelter, and medical care are more important than education. But education is more important than a trip to Disney (which would pay for a full year of college at a state school, instate, on average).

Is education insurance the best way to save for a child's education?

Investing in education insurance is the best way to save?

Probably Yes. Education Insurance is same as Child Plans. It helps you invest for the future of your child's education. I would recommend that you are looking to invest in a child education plan, dont hesitate. Education insurance also helps parents to concentrate on other aspects of education other than the finances.

I would personally suggest that you check out Aviva New Young Scholar Plan if you are looking to invest as its quite detailed and give you benefits in terms of attractive returns and loads of other stuff which you can find on their website.

Education of a child is the most important thing which parents should not take it easily. And only by saving at the earliest can you ensure that no financial troubles happen in the future.

Insurance which offers insurance plus investments easily drawn and claimed

Which is good insurance in Indonesia in terms of life insurance, car insurance, education insurance, home insurance?
Some say good take out for protection, but I do not know a good insurance in Indonesia, which is easily drawn and easily claimed their funds when there are events and also there is the investment?

if asked where the best insurance. must have all insurance companies along with his agent says he's the best. If I do not believe the agent deh. liat aja last 3 years balance sheet of the company. his long-term insurance. so the company should be okay ... I experience it yes ... company if he's okay too afraid to not pay claims for no apparent reason so ....

About Insurance Agent?

Here's the story .... I already have a form of insurance that insurance education wished to have the pension insurance. Problems arise because my insurance agent if I value my education not so good now my brother also had the same insurance with the same insurance company but an insurance agent like my brother better than me (not looks) but more responses .... question lucky me what harm has two different insurance agents but still below the same insurance company.

I as an insurance customer, the holder of several policies from several companies. insurance. Share info wrote: in my opinion should not rely on one company. insurance alone, because there are many risks which we are bet on a single company. So I think more wisely if you entrust your risk of some bonafide insurance and well acquainted with many agents (extending the network). Each agent must always be the one competing company closest to you and this is a distinct advantage, choose a polite and responsible in every appointment / appointment. From the language and the way he said would be seen whether he is an honest agent or just looking for a commission

How to get out of membership prudential insurance agent? What should I do better?

it happened like this,,around the year 2006, prtengahan year I participated in the prudential business information, but I have yet to be an agent, just did peranah registered, but I do not mnjalankannya, and also ill get a membership card, now, the problems that arise, already 1setengah years passed, my name is remain listed in the membership as an agent, even though I've never finished an agent and have never pulled someone to become a member / buyer prudential product. I want to go out and disrupt the activities of this list of my work .. how should I do?
what is the procedure?
what needs to get to AAJI at ITC grand green gems? please help,, thanks ..
because satahu me, this membership will die naturally within a period of half year / 6 months if we do not run it, and how about my case?

This was the recruitment of origin aja. Most insurance sales agents emang so. agents get an agent. important yg dapet aja dah client 1 is recognized as an active agent. engga engga no commissions to clients. can all really .. just a brochure capital introduced .. .. .. interested .. bring the contents of the data branch office to come .. customers tell policy transfer. OK .. to the commission. so there is no bond as an employee.

so .. let it go, how bad it interfere with your activities? try contacting your friends list to find a solution to the insurance office.

What do you think of the "Insurance education" campaign for Aviva?

I have since Sachin advertising on television and billboards and wonder what people in the campaign and, in particular with regard to treatment, the Aviva is the theme of "Education has taken insurance" to think?

In a line: I think a great idea. But I think more importantly is that I actually saw Aviva initiatives around this and they really are, what they say. You have several initiatives that I've seen how the school Schoolex Street and others.

Alle Kinder sollten EIN Recht auf Bildung eine qualitativ hochwertige. The College ist teuer. Deshalb, Bildung Versicherung?

... Erforderlich ist. Sie sind eine Person und sollte verantwortliche nicht über die RegiTout children should be entitled to a quality education. College is expensive. Therefore, education insurance?
... Is requested. You are a person who is responsible and should not rely on government financial aid (state or federal loans and grants). Training will be buying insurance for your children - as you know, and students is their time to graduate from high school missiles. There should be a mandate for this government, for that no child left behind on the left.

Yes they would. Children deserve the right to everything they can.

Do I have to tell you! 13 years my daughter has received a scholarship for the summer of Duke University! Such fache.erung finanzielle Hilfe (staatliche oder bundesstaatliche Darlehen und Zuschüsse angewiesen). Deshalb Woerden Ausbildungsversicherung Sie für Ihre Kinder kaufen - Weil Sie wissen, Studen und die Zeit wird DGAP absolvieren sie eine High-School-Rakete. Es muss eine Regierung sein für diese mandates, so Dass wird kein Kind zurückgelassen links.

Ja sie sollten. Kinder verdienen Das Recht auf alles, was sie knowledge.

Ich muss Ihnen sagen! Meine 13 Jahre alte Enkelin erhielt EIN Stipendium für den Sommer-Programm an der Duke University! Ich bin so aufgeregt.

Is insurance education the best way to save for child's education?

Investment in insurance education is the best way to save?

Most likely yes. Education Insurance is the same with those of the child. It helps you invest for the future education of your child. I would recommend that you invest in a child's education program, dont hesitate. Insurance Education also helps parents to focus on other aspects of education than economic.

Personally, I would suggest that you check out New Aviva Young Scholar plan if you want to invest, as the quite detailed and gives you advantages in terms of attractive returns and many other things you can find on their website.

Training a child is the most important things parents should not take it seriously. And only by saving as early as you can guarantee that it will happen to the economic problems in the future.

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Read phonetically

NSURANCE need it?

In principle, insurance is a financial product, which has a function to provide financial protection for risks and hazards that may arise. There are two things that we must emphasize here, namely: financial and risk protection. Definition of financial protection that insurance provides compensation or reparation in case of danger. Identification of risks and natural disasters, which are covered by insurance, such as death, accident, disability, fire, and so on.
Thus, the answer to the question whether or not we have insurance, and insurance that is needed, we must see the risk that might happen, and how big the financial implications. For example, you are the head of the family, which provide for the children and wives. If you die, your wife and children lose their lives. This means that you need life insurance so that if a disaster occurred, the insurers will provide coverage to replace my wife and children who are temporarily residing. But if you're still single and have no dependents or a loan, there are no serious financial consequences, if you die, it means that you do not need life insurance.
This life insurance has many options to attract consumers. The simplest form of life insurance term life, where your money is going to lose if not catastrophe. In fact, such insurance is most beneficial for their clients, because the premium is cheap, and do not need to worry if his insurance company was bankrupt and in the future. Unfortunately, most customers are not interested because of the money burned, if no claims.
Plus there are also the life insurance investment is also a form of various education insurance, retirement insurance, and so on. Essentially the same, plus insurance investment. The only difference is the targeted use of investment funds, investment or outcomes for children in education expenses or for retirement later.
F principle of general insurance such as home and vehicle insurance. If your car you have experienced damage due to accident or stolen, will it affect your finances. If so, then you need vehicle insurance. Conversely, if you feel it does not matter whether the problem is the use of private funds for damage to vehicles, then you do not need vehicle insurance.
Insurance as an umbrella that can protect you in the rain. It is used only as a precautionary measure only. If the rain is used, if it does not rain it is not used. However, unused or not, you still have to buy these umbrellas. And before you buy an umbrella or not, consider whether the day will be rainy or sunny bright it seems. Will there be a problem if rained on, or why not a little wet. Same with insurance, first consider how likely it is that the risk arises. And whether it's problematical if there is a risk, that is, he can bear the risk themselves, or with the support of insurance.
What's good insurance? That is the insurance that fits your needs. If you have difficulty to maintain a regular basis, simply select the education of insurance that can force you to put aside for future children. But if you already have your own plan for education financing, life insurance, term life will be better for you. For health insurance, try to learn the place of labor law firm, if enough, this insurance is not necessary. In addition, as a Muslim to choose insurance. Because sharia insurance without usury and gambling elements are very difficult for conventional insurance.
Some things you should also pay attention when buying insurance.
For insurance, make sure the name of the insured person at his own discretion as breadwinners, and not on behalf of his wife. Enter the name of his wife and children as beneficiaries.
Save an insurance policy to a place safe and well-known as your descendants. Especially for home insurance policy does not keep in the house.
Third, ask the employee to explain the insurance to you and your descendants as insurance reimbursement procedures in case of natural disasters.
Make sure you always pay the premiums on time and save it as proof of payment will be required at the time of claim. Do not depend on the officers, Premium Collection, if they do not come, pay directly to his office.

BE
Why? Because life is full of risks, irrespective of health risks, accidents and even at some risk of death (only time can not be predicted)
Anticipating these things, then we should insurance not be avoided, but intuk minimize the consequences of those risks.
not only that this is not all the risks, do not have enough money, insurance is so open as AJA, so open an account, but not in the bank, but the financial lenbaga non-bank financial institutions, insurance companies.
Therefore, we have the following insurance, because insurance is a necessary and good as long as we know what we need insurance, and in accordance with the needs of the family.

How do insurance claims?

I lost my motorcycle helmet Yamaha Jupiter Z, lisingnya Adira Finance, an agreement if the engine (credits) are lost in the first year I get a refund for OTR value (cash price of the motor / USD. 13 million), but once I am just getting a motorcycle insurance claim money is jutaan.karena Rp.1.2 up after I had some amount of money Rp.13 million of insurance should I still pay my obligation (to pay the installment), but not mentioned the agreement must meet the obligation hilang.Dan engine if I get the insurance money in about three months.
Please help ya !!!!!

We do not have the right to take any action prior authorization from the insurance company.

Provide the information below, as if the report through telephone / fax / letter telèks /:

1. Insurance policy numbers
2. Non political master
3. Mark Machin
4. Policy number car
5. Event date
6. Site
7. Loss of objects
8. A brief description of accident / loss

DOCUMENTS - document requested CLAIM

* KM must complete and submit round - document
as below each time a claim km.
1. Complete the claim form (form may be required)
2. Photocopies of insurance policies
3. Photocopies of driver's license and vehicle registration
4. Certificate of local police (BAP) claim if the machine
loss of standard equipment / person per standard or lose
vehicles and also the car km heavily damaged
or third parties who have it.

SPECIAL CLAIM or damages pèrt total VEHICLE

* In addition to the document - the document stated above, they submit km
documents - other documents as below if you make a claim
loss of vehicle:
1. Original vehicle registration
2. Machine tumors min. 2
3. Regional Department Chief of Police Criminal Investigation Directorate certificate
4. BPKB original invoice
5. Blank receipts in tripl empty
6. Blocking vehicle registration

CLAIMS RESPONSIBILITY specific third parties, including legislation (Part III Liability)

Km * If there was a crash with a loss in the third party's (TPL) and km are required to replace losses, kmharus Then, complete and submit the document - the document as a:
1. Certificate of local police (Investigation Report)
2. Copy of vehicle registration and third-party Sim
3. Letter request from a third party who has signed on stamp duty
4. Photo losses of material from third parties
5. A statement of whether any insurance

Foyer - Hal repair cars on the EX-Accident / workshops

* If the document - the document is complete and the vehicle km km claim
or loss in the third party review, hence the decision
repair / replacement of damages is the responsibility of the insurance.
* Name a workshop that will improve vehicle km will immediately inform the insurance company.

Hal - another important thing that needs to Know

KM asked not repair or replace damaged vehicle km or third parties either in themselves - individually or unilaterally, without the knowledge or consent of the insurance.
Warranty cov

New motorcycle insurance?

I want to insure a motorcycle, which I bought there that can give me in cash or initial info

if the conditions TLO (Total Loss Only) almost all the insurance companies may include, but status for all risk / comprehensive, all Hell is only a handful of experience .. try to head the insurance or insurance Tokio Marine Indonesia, Adira Dinamika, or with the insurance brokers who are ready to help boss ...

How to choose a good car insurance company?

Choosing a good insurance company is not easy. Especially in the midst of intense competition among insurance companies like this now.

Many insurance companies claim they are the best. This can be seen if there are insurance products offered to the public through advertisements, almost none the less. Likewise with the performance they do, always highlight the fine. Somewhat rarely express insurance company management deficiencies they experience.

Still, there are several factors that should be considered in the process of choosing a particular insurance company for life insurance and loss.
Things to remember that in choosing a private insurance company, then that should be considered in general are three factors: First, financial strength (security). Second, services (service). And third, the cost.
The financial strength of insurance related to the company's financial ability to fulfill his promise when the situation requires. It is important to know, because not a few insurance companies are looking at the flashy exterior. For example storey buildings, vehicles directors're good. But when going claims from customers, the company is unable to pay.


In assessing the financial strength of this there are some benchmarks that need attention.
Asset and liability. This can be seen from the consolidated balance sheet which was announced in the newspaper. See also, whether the investments were planted in the current or longterm. In terms of liability (ability to repay obligations) will look at the balance sheet, how the debt on reinsurance, how he fulfilled his obligation to pay claims, and others.

Indicators of liability, among others, net equity (own capital) divided by net premiums (net premiums) of at least 50%. Own capital divided by gross premiums (gross premiums) of at least 20%. Limit solvabilitasnya level, as seen from its own capital divided by net premiums of at least 10% and investment funds a minimum of technical reserves divided by 100%.
Underwriting Policy. On the balance sheet and annual report will be seen that the insurance is still a profit, or earnings growth. This means underwiting polcy was good.
Its underwriters. Insurance personnel who have qualified or not. It is known from the profile companies that includes his underwriters.


Services (service) reflects the extent to which human resources at the company's quality or not. Moreover, insurance companies are selling a service, so excellent service is key. For example, the extent to which good service speed in issuing the policy, especially in the payment or claim compensation. In addition, about the service can actually be felt by the customer. Is this insurance company is really providing the best services for its customers.
In this connection it should also be questioned, whether the insurance company mereasuransikan on a first-class reinsurance security. This can be seen from its annual report. This is an important note, because if the company is not in - backed up by reinsurance, the company is likely to be speculative in receiving the premiums.


Cost problem is how much the cost incurred by insurance companies in operation. If it is greater than the cost of entry, then obviously the company is not efficient. If it is not efficient, then the edges will incur a loss. And if the ongoing losses, certainly not healthy.

In this connection it can also be seen in the price of premiums. Compare prices with the insurance premiums of other insurance. Where the quality is really good.

Recently the government has already chosen one of the benchmarks of health insurance (not the only one) is through mekanime RBC (risk-capital base). If large numbers of his RBC, this means the company is valued in good condition. But we must not be fixed solely with RBC numbers. Because, can also occur big companies that are doing great expansion like to open many branches, then his numbers would have RBC small.

Conversely, there is a small insurance company but never to expand, the number of RBC was probably much greater.

Thus, RBC numbers can not be used as the sole measure of whether the insurance company is healthy or not.

In this case also noteworthy is the company's performance in the last two or three years. How big profits every year, how large the gross premiums they receive each year, how much additional equity capital and assets every year.

No less important is how management behavior for this company. Is there a management company for this break a promise? Has the management of these companies have defaulted, and many others.

What is the right car insurance ni? ni ... confused?

1. Standard car or MODIF?
2. How old is the car?
3. What type of car?
4. Vehicle registration has not already own name?
5. Already know the price of your current car?
The answer should be:
standard automobile age is less than 5 yr sedan / minivan and the name of their own.
.
If the answer is like that just go to the insurance company.
I'm not pointing idung insurance, afraid of disappointment. but the criteria as follows:
Local 1.Perusahaan (if foreign, hard and long claimnya)
2. ama received ABBA (body shop insurance associations)
3. Ask ama workshop subscriptions, insurance what she received
've deh.

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Read phonetically

Car insurance what is good and reasonable price and have a quality repair shop?

Now the rate is already very expensive hargnya insurance. But his workshop at home work, the reason the price they receive from low-cost insurance. How now can be good insurance with a good service shop is also yes.

Alas, Facebook has not had a car, so the answer is yes ... a little doubt!
If ga one or Autocillin sincere astra insurance.

But try to read these tips:

:: CHOOSE CAR INSURANCE::
A growing number of car insurance products offered. Therefore, the principle carefully before buying, it should be applied, so no regrets in the future.
Before you decide to choose one of several car insurance products offered:
1. Determine the type of insurance coverage desired. Overall protection (All Risk) to give the best protection, but you need to take into account the economic side.
2. Do not be fixated on the size of the premium to be paid. See the company's credibility, especially in terms of service, claims handling and financial capacity.
3. Many insurance companies are credible and bona fide, though without the support of re-insurance companies. But there's no harm in finding out the track record of re-insurance company (if any).
4. Does the company provide additional benefits, such as 24-hour claim service, crane free, guaranteed 24-hour claims processing, etc.?
5. It is better you see the company's network of partner workshops. How much, where its location and how the quality of these workshops.
6. Understand the correct anything what your rights and obligations. What should you do and what not. Are there any exceptions in the policy contract, what luck you have to lose?

Find Car Insurance Premiums good but cheap?

Find if an existing 24-hour service that I think deh Auto Insurance Guard who have, but I do not know what the guarantee, how many first-year premium rate. maybe you could search on their site for more information.
following several recommendations from me for All Risk Standard (Services include Derek):

1. As. Astra Buana (Garda Oto)
2. As. Sinar Mas
3. As. Young Bumiputera 1967 (s / d 150 million, rate: 2.98%), (151 million to 800 million, the rate is 2.0%) All Risk + TJH III
hopefully useful, if you are interested please confirm.
as information, typically, a low premium, pickup service, or they may be willing at the time of claim, the OR was high (already a lot of disappointment).