Find Car Insurance Premiums good but cheap?

Find if an existing 24-hour service that I think deh Auto Insurance Guard who have, but I do not know what the guarantee, how many first-year premium rate. maybe you could search on their site for more information.
following several recommendations from me for All Risk Standard (Services include Derek):

1. As. Astra Buana (Garda Oto)
2. As. Sinar Mas
3. As. Young Bumiputera 1967 (s / d 150 million, rate: 2.98%), (151 million to 800 million, the rate is 2.0%) All Risk + TJH III
hopefully useful, if you are interested please confirm.
as information, typically, a low premium, pickup service, or they may be willing at the time of claim, the OR was high (already a lot of disappointment).